HEY please if you actually no theanswer, plz answer quick.?

I'm about to purchase Prepaid legal services(llc) Does anyone here have any experience with them. BBB is a runaround. Legal insurance is a practical idea. I can get 50 hours of phone time. a year. So Any time i have a legal question. I can asjk, and more benifits. LLC means they can go broke and nobody will be there to take blame. anybody have pre paid legal insurance?